Terms of Service

The deal

Bud is an iPhone app made by Shreyas Kalyanpad. By using Bud, you agree to these terms. If you don't agree, please don't use the app.

Your account

You sign up with an email address. Keep your account credentials safe. You're responsible for activity that happens under your account. Tell us right away if you think someone else got in.

What you can do with Bud

Use Bud to track your own spending, set budgets, run splits with friends, and chat with Buddy. Use it for personal purposes, on devices you own. Don't reverse-engineer the app, scrape its services, or use it to break the law or anyone else's rights.

Bud Plus subscriptions

Bud Plus is a subscription that unlocks unlimited credits and data export. Subscriptions are billed through Apple via the App Store and renew automatically until you cancel them in iOS Settings. Refunds are handled by Apple's App Store policy.

During the testing phase you may receive a free monthly credit allowance. The size of that allowance can change before launch. We will tell you in-app before reducing it.

Splits and shared data

When you create or join a Split, the people in your group can see the bill amounts and who owes what. If you don't want someone to see a bill, don't add them to the group. We don't share splits outside the people you invited.

Buddy AI

Buddy is an AI assistant. It does its best, but it can be wrong. Don't treat Buddy's advice as financial advice. You're still the one in charge of your money.

Service availability

We aim for Bud to be reliable, but we can't promise 100% uptime, especially for backend-dependent features like split sync and Buddy. We may need to take parts of the service offline for maintenance.

Liability

Bud is provided as-is. To the extent allowed by law, we're not liable for indirect or consequential damages arising from your use of the app, including financial decisions you make based on what Bud or Buddy shows you.

Termination

You can stop using Bud and delete your account at any time from inside the app. We may suspend or terminate accounts that abuse the service, attempt to harm other users, or violate these terms.

Changes

We may update these terms. If we do, we'll post the new version with a fresh date. Material changes get an in-app notice before they take effect.

Contact

Questions? shreyas@kalsdesigns.com