The Bud blog
Money, minus the busywork.
Straight writing on budgeting without bank logins, splitting bills without the group-chat math, and actually keeping track of where your money goes.
budgeting app without linking bank account
The best budgeting apps that don't link your bank account (2026)
Bank-sync budgeting sounds convenient right up until it breaks, or until you realise you handed your bank login to a company you have never heard of. Here are the apps that skip it, and who each one is for.
July 24, 20267 min read
splitwise alternative
Bud vs Splitwise: when you want budgeting and splitting in one app
Splitwise is the app everyone reaches for on a group trip. But it was never meant to budget your own money. Here is where each one wins, without the sales pitch.
July 22, 20266 min read
how to budget without connecting your bank
How to budget without linking your bank account
You do not need to hand over your bank login to run a real budget. Here is a manual method that takes a few minutes a day and actually sticks.
July 20, 20266 min read